Build Trust, Build Credit, Build a Future
Grow your Score
See a 45%* average growth in your credit score with a Credit Builder account.
Plans Start at
/month
Ready.
Set.
Credit.
Total points improved across member accounts.
Sign up in minutes with no credit check. No waiting periods & no hidden fees.
Choose the plan that fits your objective best. starting at 24.99 CAD/mo. Fulfill your monthly payments on-time.
Take your credit to the next level with enhanced features. Build credit by historically reporting rent for upto 24 months* & more.
Make every CredenGo purchase work for your credit
The CredenGo tradeline, available through the CredenGo Credit Account, is designed exclusively to support credit-building purchases within the CredenGo Store.
Select the plan that fits your needs and let us help you:
Trade-line utilization begins at 25%, helping establish active credit usage
Build a consistent payment history through on-time payments
Strengthen your credit profile with activity reported to Equifax
Visibility you can rely on.
A clear view of your credit at all times. Monitor your profile with real-time updates and organized insights designed to keep you informed and in control.
Maintain awareness of your current standing
Track movement across your profile
Identify what’s impacting your score
Turn rent into recorded value.
Make your rent work for your credit. Transform your regular rent payments into reported activity that supports a stronger, more complete credit profile.
No need to take on new credit
Adds depth to your credit history
Reflects your ongoing habits
Make everyday payments work for you.
Turn routine payments into measurable progress. Everyday expenses like utilities and recurring bills can strengthen your credit profile. CredenGo reports eligible payments monthly, helping build consistent momentum over time.
Consistent monthly reporting
No additional effort required
Supports steady profile growth
plans (1) to report to Equifax which will help to improve your payment history, utilization & account age.
On-time payments = stronger credit.
Optimize your credit usage with CredenGo and present a stronger financial profile.
Grow your credit strength over time as your account continues to age and mature.
Most popular plan.
1200 CAD reported CredenGo Tradeline
Reports to equifax
Monthly Credit report
The best value.
All the perks of Basic
1700 CAD reported CredenGo Tradeline
Rent reporting
Track & Manage spending
Most powerful plan
All the perks of Basic & Go
4200 CAD reported CredenGo Tradeline
Historical Rent reporting upto 24 months
Personalized credit guidance
Average improvement for members starting under 600 with a steady payment history.
No credit checks. No interest. No unnecessary steps.
Members have relied on CredenGo to build credit without unnecessary steps, hidden fees.
Average lift in Credit Score
